Credit Services

Helping you lend more responsibly, fairly and quickly

We help organisations lend responsibly and protect themselves and their customers from risk. From our 17 consumer and 11 business information bureaus, we provide millions of credit reports every day, enabling lending decisions to be made fairly, responsibly and quickly for people and businesses.

We collect data from thousands of sources in order to analyse the credit histories of people and businesses – sorting through information about the credit they applied for, whether or not their applications were successful, and how they repaid the credit. We turn this information into a credit report.

These credit reports are used by businesses such as banks, automotive dealers, healthcare providers and retailers to help calculate credit scores and make decisions about lending and the terms on which to lend. These organisations can quickly check whether a loan that a customer has asked for is suitable for them and whether they can afford to repay it.

This helps to ensure that customers are treated more fairly when applying for credit. It also widens access to credit across society, by providing an unbiased assessment of a customer. This means millions of people and businesses are closer to getting the loan they need, at a rate they can afford.

Check customer credit, qualify leads, and mitigate risk with Consumer Reports from Experian.
Make better decisions about your business, suppliers and customers.
We provide 24 x 7 access to our credit information reports to our members.

Why Experian?

  • Comprehensive consumer credit information

    Comprehensive consumer credit information
  • Operates 17 consumer credit bureaus and 11 commercial credit bureaus locally

    Operates 17 consumer credit bureaus and 11 commercial credit bureaus locally
  • Gain greater clarity on credit history

    Gain greater clarity on credit history

If you are looking for your individual credit report, click here.

For business related requests, please fill the form below and we will contact you shortly.

  • Submit

All existing members can visit the Experian bureau membership page to login to their account and avail member services. Members can also access other related information to their account.

Organizations that want to take up Experian Bureau membership can visit this page to process their application.

Thank you for your interest in Experian's Credit Report.
Experian's Credit Report is completely free of cost and there are no restrictions on the number of times you access your report throughout the year. If you are interested in downloading your report, you can visit this page and log in to your Experian Credit Report account.

In case you already have a copy of your Experian Credit Report and would like to raise a dispute regarding correction in information, please click on the link below to download our step-by-step guide on how to raise a dispute.