A comprehensive, unique and timely insight into a business and its credit account payment behaviour.
When advancing credit to businesses, there can be no room for any uncertainty. With the Experian Information Report (EIR), you can quickly and conveniently ascertain the accuracy of the information given, to minimise risks and improve your credit decisions.
Experian provides the unique combination of Business Information and Credit Bureau Information of businesses & related individuals in a single report. This will enable the specified users and non-specified users (with requisite consent) to access the creditworthiness of small to medium sized businesses, the largest and fastest growing segment of the Indian economy. In short EIR provides a complete picture of the creditworthiness of a business enterprise.
The Experian Information Report looks at several check lists that help identify over-commitment, payment difficulty, payment trends and adverse credit history.
With this checklist, you can save on processing the Credit Appraisal within your stipulated timeframe:
Accurate information and timely knowledge can impact credit risk and collection strategies and make lending a more responsible and stress-free process. It is a win-win situation for both, you and your customers with these benefits: