Business Services
Helping You Succeed
Experian’s core expertise lies in data and analysis, which enables our customers to get unique insights which lead to making informed decisions for profitable growth. We work closely with Decision Analytics clients in more than 60 countries across diverse industries, including banking, financial services, telecommunications, retail, leasing, automotive, insurance, government agencies and utilities, enabling them to make billions of customer-focused decisions annually.
Contact us to know how you could leverage our global expertise to achieve business growth.
Helping You Acquire Profitable Customers
Transact SM Overview
In today’s competitive marketplace, it is becoming increasingly important to be able to rapidly and accurately understand applicants and their potential as customers. Transact™ is at the heart of Decision Analytics origination from Experian. It is the preferred global application processing and decisioning system that provides an applicant-to-customer platform, placing operational and strategic control in the hands of the user, giving assurance that the origination strategy and processes will be consistently applied across the business.
What Transact™ does best:
Assesses Applicants: Using sophisticated segmentation and scoring techniques, Transact™ provides the ability to accurately assess and make a decision on an applicant, providing them an optimal offering
Data Processing and Filtering: It receives, validates and processes applications from multiple channels and enriches application data from relevant internal and external sources
Facilitates Accurate Lending Decisions: The system automates the application of complex business strategies to consistently make appropriate lending decisions across the organisation
Improves Operational Efficiency: Transact™ enables the automation of manual processes with task orchestration and workflow management to drive applications through the process, including industry standard techniques such as priority ageing
Standardises Execution: It executes technical deliveries through integration expertise that supports all business models, from Experian hosted services through to complete software deliveries